@ sunlifefinvestnidhiltd@gmail.com / 02792-221422 /
Frequently Asked Questions
It is very easy. Any person other than mentioned below can be member of Sunlife Finvest Nidhi Limited. Just by filing application form, which can be downloaded from website or also available as office of the company.
Person not competent to contract as per Indian Contract Act, 1872
Indian Company
Foreign Company
Trust
Other Body Corporate
Minor (However, Deposit can be accepted in name of minor, if his/her natural or legal guardian is a member of Sunlife Finvest Nidhi Limited)
Only member of the company is allowed to avail benefit of Deposit and Loan from the company. Other than member cannot avails benefit except for minor.
Person needs to deposit buy 10 (Ten) Equity Shares of the company. However, person who want to avail benefit of Saving Deposit or Recurring deposit, need to buy only 1 (one) Equity share of the company.
After purchase of Equity shares of the company, person will allotted/transfer shares and a share certificate will be issued, signed by any two Directors of the Company.
Saving Deposit
Recurring Deposit
Fixed Deposit
The company floats various prosperous deposit schemes for the members of the company, from time to time with attractive rate of Interest. Member who wants to avail benefit of Scheme can Contact us at office or can call us on customer care number as provided for understanding of Scheme.
For Saving Deposit- Company can provide interest more than Banks up to 6 % .
For Recurring Deposit & Fixed Deposit- Company can provide interest upto 12.5%
Yes, Deposit can be in name of minor, if his/her natural or legal guardian is member of the company.
Yes, Deposit can be held in name of one or more persons.
Yes, Nomination facility provided by the Company. Nomination form is available at office of the company.
No, The Company cannot pay deposit before maturity. It will be paid only after maturity. However the Company can pay loan against deposit with the company.
Only member of the can avail benefit of loan from the Company.
The company can provide Gold loan against Gold or Personal Loan or Education loan or Mortgage Loan against Immovable Property, Fixed Deposit Certificate, Silver, National Saving Certificate, Insurance Policies and other government Securities.
In case of Immovable Property to be provided as securities 50% of value of Immovable Property. In case of Gold (18 to 24 Karat), Fixed Deposit Certificate,Silver, National Saving Certificate, Insurance Policies and other government Securities to be provided as securities 100% of value of such Securities. However, Final decision of Loan to Amount shall be taken by Company.
Details of Interest & charges available on Website of the company and can be vary from time to time by the Company.
Yes. The Borrower need for a Guarantor and an Introducer and however, there is no need for a bank account.
Member needs to repay the loan at the end of every Month during tenure of Loan.
No, the company is not charging any Pre-Payment Charges. However, all charges relating to processing and other documentation is required to pay by borrower.
SUNLIFE FINVEST Nidhi Limited is a unique kind of Financial Institution registered under Companies Act, 2013 and notified as a Nidhi Company by Ministry of Corporate Affairs, Government of India under Section 406 of Companies Act, 2013 .
CONTACT ADDRESS
F1 F2, 1ST FLOOR, SHIVAM PLAZA, OLD MARKET YARD, AMRELI-365601 (GUJARAT) INDIA.
02792-221422
sunlifefinvestnidhiltd@gmail.com